FIND OUT HOW MUCH YOU CAN AFFORD

The following online calculators serve as helpful tools during the mortgage process.

Payment / Amortization Calculator

Calculate your monthly payment and see how the principal is paid over time.

Rent vs Own Calculator

Calculate the difference between renting and buying a home.

Annual Percentage Rate Calculator

Calculate the APR for fixed-rate or adjustable-rate loans.

Debt Consolidation Calculator

Determine if you can consolidate your debt by combining it with your home mortgage.

Prepayment Savings Calculator

Find out how soon you can pay off your mortgage by making a prepayment.

Early Payoff Calculator

Determine the additional monthly payment amount needed to pay off the loan sooner.

Refinance Break-Even Point Calculator

Find out how long it will take to "break-even" on a refinanced loan.

Tax Savings Calculator

Determine the estimated tax savings with a new loan.

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NMLS #1470924 | FAIR LENDER | FAIR HOUSING | NCUA

All savings at Sperry Associates FCU are federally insured up to $250,000 and is backed by the National Credit Union Administration (NCUA), a U.S. government agency, and the National Credit Union Share Insurance Fund (NCUSIF). Sperry is an Equal Housing Lender, and does not discriminate against any potential and/or current member/borrower on the basis of that individual’s race, origin, gender identity, or sexual orientation.

2400 Jericho Turnpike • Garden City Park, NY 11040

516-873-7171 Extension 2021 | Mortgages@SperryFCU.org

NMLS #1470924 | FAIR LENDER | FAIR HOUSING | NCUA

All savings at Sperry Associates FCU are federally insured up to $250,000 and is backed by the National Credit Union Administration (NCUA), a U.S. government agency, and the National Credit Union Share Insurance Fund (NCUSIF). Sperry is an Equal Housing Lender, and does not discriminate against any potential and/or current member/borrower on the basis of that individual’s race, origin, gender identity, or sexual orientation.